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Tech that will Replace Credit Cards

Tech that will Replace Credit Cards 

NFC,or near-field communication,is a variant of RFID,or radio frequency identification.It is an ultra short-range wireless technology that allows communication and data exchange between two devices held in tight proximity - about 4 cm apart.

WHAT IS NFC 

NFC,or near-field communication,is a variant of RFID,or radio frequency identification.It is an ultra shortrange wireless technology that allows communication and data exchange between two devices held in tight proximity - about 4 cm apart.

HOW IS IT DIFFERENT FROM BLUETOOTH 

Bluetooth is also a short-range high frequency wireless technology but one that allows interaction between communication devices as much as 10 meters apart.

WHAT MAKES NFC SPECIAL 

NFC-enabled smartphones have the potential to replace credit cards.This is because NFC phones pack a smart chip - a complex 80-character code that is really hard to crack.Such a device can safely store confidential credit card details and be handy for purchases on the go.Frost & Sullivan predicts the technology will revolutionise e-commerce and drive over $150 billion worth of transactions by 2015,bulk of which is expected to be powered by NFC phones.

WHAT ELSE CAN THE TECHNOLOGY DO 

NFC can be deployed in ticketing services,rural banking,interactive and targeted advertising,healthcare,hospitality,libraries and pharmacies.In fact,an NFC phone could become the single-key to access to your car,home and office.

HOW DO NFC TRANSACTIONS WORK 

Any device,a cellphone,a camera or a watch,can be equipped with an NFC initiator',which is simply an antenna that can store data.If the device is an NFC smartphone,the 'initiator' and 'target' (an NFC reader) need to be up close for data exchange to happen.The `reader' is attached to a point-of-sale (PoS) terminal or cash-register in a retail store that accepts NFC payments.A simple wave of the phone can pay for a purchase.Alternatively,two NFC phones can be tapped lightly to exchange business cards.

WILL NFC BE A DRAIN ON BATTERY LIFE 

Geeks claim that in standby mode,a well-designed NFC solution does not consume any power.And since transactions happen in seconds,the power drain is not huge.

ARE NFC-ADOPTION LEVELS GROWING 

Globally,NFC adoption is picking up via smartphones.RIM,Nokia,Samsung and HTC have unveiled NFC smartphones.Apple iPhone5 is tipped to support NFC too.Google Wallet -- a mobile payments technology that can be downloaded on some US mobile networks -- is growing the NFC ecosystem.Payment trials have also begun in Australia,Singapore and China.

HAS NFC ARRIVED IN INDIA 

The technology is still in its infancy here.As of now,the Reserve Bank does not recognise NFC mobile payment transactions and PoS terminals accepting NFC payments don't exist.But NFC-enabled phones like BlackBerry's Touch Bold 9900 and Curve 9360,Samsung's Nexus S and Galaxy S II and Nokia's C7,700,701 and 600 are available.For NFC to take off,RBI has to frame norms and banks,carriers,creditcard companies,apps developers and PoS terminal makers have to team up.But awareness levels are growing and NFC is making some waves in entertainment.ShahRukh Khanstarrer Ra.One was the first movie to be marketed by Nokia using NFC technology.Armed with an NFC phone,you can download the movie content by merely tapping the device on a NFC-tagged movie poster at a Nokia priority outlet or a partner multiplex.

રાષ્ટ્રઘ્વજ ફરકાવવાના નિયમો

– રાષ્ટ્રઘ્વજ નું માપ ૩;૨ ના પ્રમાણ માં હોવુ જોઇએ.

– રાષ્ટ્રઘ્વજ ની લંબાઇ કરતા ૧૦ ગણો મોટો ઘ્વજ-સ્તંભ હોવો જોઇએ.

– રાષ્ટ્રઘ્વજ સુર્યોદય પછી ફરકાવવો તથા સુર્યાસ્ત પહેલા ઉતારી લેવો જોઇએ.

– રાષ્ટ્રઘ્વજ ફરકાવવા માં ઉતાવળ કરવી જોઇએ જ્યારે ઉતારતી વખતે ઘીમે ઘીમે

શિષ્ટાચાર પુર્વક ઉતારવો જોઇએ.

– રાષ્ટ્રઘ્વજને સલામી હંમેશા ટોપી, યા હેટ પહેરેલ હોય તો જ આપી શકાય નહિતર

સાવધાન સ્થિતિ માં રહેવું.

રાષ્ટ્રઘ્વજ અંગે ઘ્યાનમાં રાખવા જેવી બાબતો :-

– રાષ્ટ્રઘ્વજ સ્વચ્છ હોવો જોઇએ.

– અન્ય કોઇ ઘ્વજ રાષ્ટ્રઘ્વ ની જમણી બાજુ એ તેનાથી ઉંચાઇ એ ફરકાવી શકાય નહિં

– રેલી કે પરેડ વખતે રાષ્ટ્રઘ્વ કુચ કરનારની જમણી બાજુ એ રહે તેમ રાખવો.

– મિલિટરી ગ્રુપમાં રાષ્ટ્રઘ્વ હંમેશા વચ્ચે રહે છે અને તેનાથી બે ડગલા આગળ રહી પરેડ

થાય છે.

– રાષ્ટ્રઘ્વજને બીજા, કોઇ ઘ્વજ સાથે એકજ સ્તંભ પર ફરકાવી શકાય નહિ.

– રાષ્ટ્રઘ્વજ ઉપર કોઇ પણ પ્રકારનું લખાણ લખી શકાય નહિં.

– ઘ્વજ નો ઉપયોગ અઘ્યક્ષની પાટલી કે અધ્યક્ષના, મંચ ને ઢાકવાં માટે થઇ શકે નહી.

– ઘ્વજ નો કઇ પણ મેળવવા, આપવા, ઘરાવવા અથવા લઇ જવા માટે કાંઇ પાત્ર તરીકે

ઉપયોગ થઇ શકે નહી.

– ખાનગી અત્યેષ્ટિ સમય ઘ્વજ નો ઉપયોગ શબને ઢાકવા માટે થઇ શકે નહી.

– રાજ્ય રાષ્ટ્ર, લશ્કર અને કેન્દ્ર સરકારની અર્ધ લશ્કરી દળો તરફ થી થતી અત્યેષ્ટિ

માં ઘ્વજ શબ પર ઢાંકવા માં આવે ત્યારે કેસરી રંગ માથા તરફ રાખવામાં આવશે.

–અગ્નિ સંસ્કાર કબર માં દફન કરતા પહેલા શબ ઉપરથી ઘ્વજ સન્માન થી ખસેડી લેવામાં

આવશે. ઘ્વજ ને ઇરાદાપુર્વક જમીન, અથવા ભોંયતળીયે અડકવા દઇ શકાય નહી.

– અગત્ય ના રાષ્ટ્રીય પ્રસંગો, સાંસ્ક્રુતીક અને ખેલકુદ નાં પ્રસંગો એ જાહેર જનતા

કાગળ/પ્લાસ્ટીક ના બનેલ ઘ્વજ ફરકાવી શકશે પરંતુ પ્રસંગ પુરો થતાં આવા ઘ્વજ જમીન

ઉપર ફેકી દેવાને બદલે ઘ્વજ નાં સન્માન ને ઘ્યાન લઇ ખાનગી રાહે નિકાલ કરવો જોઇએ.

– દરેક ભારતીય નાગરીકે રાષ્ટ્રઘ્વજ નું સન્માન કરવું એ તેની ફરજ અને કર્તવ્ય છે.

ત્રિરંગા ની આન, બાન અને શાન જાળવવા ની તમામ ની ફરજ છે.

– રાષ્ટ્રઘ્વજનું ઇરાદાપુર્વક સન્માન નહી કરનાર ને દંડ અને ત્રણ વર્ષ સુધી ની કેદ ની

જોગવાઇ છે.

–સરકારે બહાર પાડેલ સુચના અનુસાર ઘ્વજ મકાનો, અન્ય સ્થળે અર્ધી કાઠી એ ફરકાવી

લહેરાતો હોય તે સિવાય ઘ્વજ અર્ધી કાઠી એ લહેરાવી શકાય

નહી.

Happy Republic Day

Dear All,

WISH YOU A VERY HAPPY REPUBLIC DAY

JAY BHARAT

My Gujarat

About Gujarat

Our State of GUJARAT Situated in western India and bordering Pakistan , Gujarat is among Indias most prosperous states.

Its per capita GDP is 2.4 times the Indian average.

Gujaratis GDP growth rate is 10.6% and India can not achieve 8 percent Growth rate without Gujarat getting closer to 12% growth rate.

If it was a nation it would have been 67th richest nation in the world above many European and Asian economies like Taiwan and Ukraine .

Gujarat holds many records in India for economic development:
20% of India 's Industrial Output
80% of India 's Diamond Production
9% of India 's Mineral Production
50% of India 's Natural Gas Production
54% of India 's Crude Oil Production
22% of India 's exports
24% of India 's textile production
45% of India 's pharmaceutical products
35% of India 's Sponge Iron Production
47% of India 's petrochemical Production

The world's largest ship breaking yard is in Gujarat near Bhavnagar at Alang.

Reliance Petroleum Limited, one of the group companies of Reliance Industries Limited founded by Dhirubhai Ambani operates the oil refinery at Jamnagar which is the world's largest grass roots refineries.

Gujarat ranks first nationwide in gas-based thermal electricity generation with national market share of over 8% and second nationwide in nuclear electricity generation with national market share of over 1%.

Over 20% of the S&P CNX 500 conglomerates have corporate offices in Gujarat

Over 35% of the stock market wealth of India is with Gujarati People.

In recent Forbes magazine list of 10 richest Indian people four are Gujarati - Mukesh Ambani, Anil Ambani, Azim Premji and Tulsi Tanti Over 60% of Indian Population in North America is Gujarati.

An average income of a Gujarati family in North America is three times more than the average income of an American family.

Gujarat is having the longest sea shore compared to any other Indian state

Gujarat is having the highest no. of operating airports in India (Total 12).

India 's 16% of Investment are from Gujarat ..

Gujarat is having highest no. of vegetarian people compared to any other state in India ..

The first ALL VEG PIZZA-HUT was opened in Ahmedabad

Ahmedabad “ the commercial capital of Gujarat is the seventh largest city in India ..

Surat is the fastest growing city in the world.

Gandhinagar is the Greenest Capital City in whole Asia

Indian Institute of Management, Ahmedabad(IIMA) is Asia 's 1st and world's 45th ranked management college located in Ahmedabad, Gujarat .

Gujarat is the safest state as the Crime rate of it is 8.2 which is the least in India stated by India Today 2005 report.

Gujarat is having least crime against women among all Indian states where AP is 1st, Delhi is 2nd , Bihar is 3rd , Zarakhand is 4th and UP is 5th.

Ahmedabad which is the seventh largest city in India is the lowest in crime rate among all Tier-I and Tier-II cities of India as per National Crime Records Bureau (NCRB) report.

Ahmedabad is ranked 2nd in Real Estate - Ahead of Bangalore, Chennai, Hyderabad, Mumbai & Delhi.

Ahmedabad is ranked 3rd in Policy Initiatives - Ahead of Bangalore, Chennai, Calcutta, Mumbai & Delhi.

Ahmedabad is ranked 4th in Manpower - Ahead of Bangalore, Chennai, Mumbai & Delhi.

Percent of man-days lost in Gujarat due to labor strike are lowest in country - just 0.52%

It is the first state to implement the BOT law for encouraging private sector participation

The first state to have to fully functional LNG terminal

Gujarat has 33 approved SEZs

Gujarat is the first state to interconnect 20 rivers

It is the first state to provide uninterrupted 24hr 2 phase electricity to all villages

It is the only state with statewide gas grid

It is currently implementing statewide water distribution grid that will connect all 14,000 villages and all cities

It has largest e-governance network in Asia Pacific

Its agricultural production has been increased four-fold in five years (from USD 2 Billion in 2001-2002 to 7.5 Billion in 2005-2006)

In every corner of Gujarat , within the range of 25 KMs there is a development going on.

Operation WHITE FLOOD (MILK) was initiated in Gujarat by Dr. Kurien which took India in 1998 to become highest milk producer in the world.

Consumption of GOLD in Gujarat is highest in India ..

Largest number of immigration & emigration is done from Gujarat ..

Also highest Numbers of passports are issued from Gujarat .

Baroda gas project - bringing natural gas to every home - More than 35 years ago they installed pipelines to bring natural gas to every kitchen.

AMUL - NDDB another achievement for Gujarat - it was just fantastic to see how they collected milk early morning from every village in Gujarat . The villagers would line up at 3 in the morning at the milk collection centers!!! What a sight!

According to a recent study by the Reserve Bank of India, the country's central bank, Gujarat stood first in the country with investments of US$17.8 billion in 2006-07 or 25.8% of India 's total investment of $69 billion during the year.The southern state of Andhra Pradesh stood a distant second having attracted $6.1 billion in 2006-07.

Gujarat moved up from second place in 2005-06 having tripled its investments in a year..

A report in Times of India describes the Gulf of Kutch as India 's ' Gulf of Riches '. Four top business houses - Reliance Industries, Essar Group, Adani Group and Tata Group, have invested about $34 billion along the Gulf of Kutch's 700-kilometer long coastline. Other corporate, which had invested over $3.26 billion since the 2001 earthquake have investments worth another $19.5 billion in the pipeline.

Ten special economic zones (SEZs) near Jamnagar , a 4000-megawatt power project and five private shipyards are coming up. And massive expansion is being undertaken of the Mundra and Kandla ports.

Gujarat 's 41 ports handle 80% of India 's port traffic and 20% of its cargo. It is estimated that by 2015, Gujarat 's ports will handle 39% of India 's cargo.

Not only has Gujarat unseated Maharashtra as India 's number one investment destination but also, it is threatening to dislodge Mumbai, Maharashtra 's capital and the financial and business capital of India , as the trade gateway to the country..

Mundra port where Indian Oil Corporation and Hindustan Petroleum are setting up giant oil storage capacities has already emerged as India 's largest private oil storage tank farm.

Sixty percent of India 's coal imports enter via Mundra port. Mundra's importance is likely to soar further with the completion of mega power plants being set up by Adanis and Tatas.

The volume of cargo handled by Mundra and Kandla ports alone has outstripped that handled by Mumbai's ports - the Mumbai Port Trust and the Jawaharlal Nehru Port Trust.

And now Gujarat is nursing ambitions of dislodging Mumbai as India 's financial hub. Its government recently announced the setting up of an international financial services center, the Gujarat International Finance Tech-City with an investment outlay of $6 billion in Ahmedabad.

Forbes Magazine published list of Top 20 Self-Made Business-Men from Asia The list includes 6 men from India and out of 6 three are Gujarati - Tulsi Tanti, Gautam Adani and Uday Kotak..

Be VERY PROUD to be a GUJARATI and please pass alone this to other Gujarati'